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Looking to build in Texas in September

Discussion in 'Main Forum' started by William Ryan, Aug 6, 2016.

  1. William Ryan

    William Ryan New Member

    Aug 6, 2016
    We have our own plans and would like to have it built by you. What is the first step we need to take? We are hoping to start the build in September.
  2. jake

    jake Owner Staff Member

    Apr 21, 2014
    Hi William!

    Welcome to the community! First off, I want to clarify something that we hear a lot. ModularHomeowners.com is not a modular home builder. You don't want me showing up to your build site with a hammer and nails, trust me. What we do is connect people interested in modular homes with those businesses who can help them create the home that's perfect for them. That can mean introducing you to a great builder, helping you find the right plan, allowing you to explore the opportunities that modular provides, or educating you about the benefits of modular. Soon we'll be able to help you get financing and land for your home as well!

    The very first step in buying a modular home is always the same: money. Get financing. The reason for this is because you never know how much you'll be approved for until you ask. There have been so many times when first-time home buyers assume they'll be approved for 'x' amount, but in actuality they are way off. It's incredibly important because when you call a builder, one of the first things they'll ask is if you've been pre-qualified for a home construction loan. If not, it tells them that you're not a motivated buyer and could just be wasting their time. If you know how much you can spend and you've applied for a pre-qualification, they'll know you're serious. Even better if you're already looking for land as well!

    Once you've been pre-qualified (which can be done without a hard check on your credit score!), it's time to start looking at land. This is almost as important as getting financing. I've helped families build modular homes on a half acre that costs $500,000 and on 30 acres that cost $10,000. If you don't know how much your land is going to cost, you don't know how much you have left to build the home.

    Once you've got your pre-qualification and you have a ball-park for land, THEN you should start talking to builders.

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